PayPal in Romania
AvailableHow to Open a PayPal Account in Romania (2026)
Opening the account and getting paid both work. Getting the money out is where Romanian users report different experiences, so it is worth checking before you rely on it.
Does PayPal work in Romania?
Yes for receiving. Romanian accounts can be paid, and PayPal advertises withdrawal to a local bank, though many users report having to withdraw through a Visa card linked to a RON account instead. You can open a PayPal account in Romania and receive payments into it. Withdrawal is the part to verify on your own account: PayPal’s Romanian site advertises transferring to a local bank account, while many Romanian users report that adding a bank account fails and the working route is a Visa card linked to a RON account. Either way a conversion applies if you are paid in dollars.
Can Romanians Open and Use a PayPal Account?
Yes for the part that usually matters. PayPal supports Romania for sending and receiving, so you can open personal and business accounts and clients can pay you.
Withdrawal is less clear cut than in fully localized markets, and it is worth being straight about that. PayPal’s Romanian site advertises selling globally and withdrawing to your local bank account by IBAN. At the same time there is a persistent stream of reports from Romanian users who cannot add a Romanian bank account and instead withdraw through a Visa card linked to a lei account, with the money arriving in their current account that way.
We could not establish which applies universally today, so check it on your own account before you build a business around it. Whichever route works for you, a conversion applies when a dollar balance becomes lei, and withdrawals can take several days.
Last verified: 2026-08-07
Step-by-Step Guide
Opening your account, step by step
Signup is quick. Test your withdrawal route early with a small amount rather than discovering the problem when a large payment is sitting in the balance.
Sign up and choose Business if you invoice
Create the account at paypal.com and pick Business if clients pay you. Personal accounts are limited commercially and can be restricted later.
Confirm your email and phone
Confirm both immediately, since unconfirmed accounts run into limits quickly.
Complete identity verification
Provide the documents PayPal requests so the caps are lifted before you need the headroom.
Test your withdrawal route with a small amount
The Romania-specific step. Try adding a Romanian bank account, and if that fails, link a Visa card connected to your RON account. Confirm a small withdrawal completes before you rely on it.
Decide when you convert
If clients pay in dollars, every withdrawal to lei pays the conversion spread. Holding USD instead is where a US business account changes the arithmetic.
Requirements
What You Need to Open and Verify the Account
Valid Passport
Your Romania passport for identity verification during LLC formation and bank account setup.
US LLC
A registered US LLC in any state. Wyoming is recommended for international founders due to low fees and strong privacy.
Business Tax Number
A business tax number from the IRS. This is your business tax number, required for banking and payment platforms.
US Business Bank Account
A US bank account connected to your LLC. Mercury is the most popular choice for non-resident founders.
Comparison
Getting paid from Romania: the options
PayPal Romania
Receiving works. Withdrawal is inconsistently reported between local bank transfer and a RON-linked card, and a conversion applies on dollar balances.
Wise Business
Reliable multi-currency receiving and better conversion, with RON account details available, but it is not a card processor.
Stripe Romania
Works for Romanian businesses, but you are a Romanian entity billing US customers, which is a different proposition to them than a US business.
US LLC + PayPal
A US LLC removes the withdrawal ambiguity entirely by changing where the money lands. You get a US business bank account and a full US Stripe account, so card payments settle in USD to an account in your company’s name, with no international surcharge from US customers and no forced conversion to lei. For Romanian founders selling software or services abroad, that is both cheaper and one less thing that can quietly stop working.
Common Concerns
Questions Romanian founders ask about PayPal
Is PayPal restricted in Romania?
Not for receiving. Romanian accounts can be paid. The uncertainty is around withdrawal, where PayPal advertises local bank transfer and many users report needing a RON-linked Visa card instead.
How should I get my money out?
Try adding a Romanian bank account first. If PayPal will not accept it, link a Visa card connected to your lei account, which is the route Romanian users most often describe as working. Test with a small amount.
Why do I lose money on dollar payments?
An international surcharge applies because the payer is abroad, and a conversion applies when the balance becomes lei. Holding dollars avoids the second one.
What is the total cost?
StartGlobal forms your LLC for a one-time $399 (all state and government fees included), which covers your registered agent for the first year, business tax number application, and bank account setup assistance. There are no hidden fees. Ongoing compliance, including the state annual report and registered agent renewal, is a la carte from $99/year, or you can have it all handled for you with Managed LLC ($149/month).
Simple pricing
Form your US LLC for one flat fee.
Everything to form your company, with all state and government fees included.
What's included
- Business name check
- State filing, all fees included
- Registered agent, first year
- Business tax number help
- US business bank account help
- Compliance calendar and reminders
One payment. All state and government fees included, no surprises at checkout.
Then stay compliant your way: from $99/year a la carte, or $149/month fully managed. Cancel anytime.
FAQ
PayPal in Romania: Frequently Asked Questions
Everything Romanian founders need to know about accessing PayPal
Yes for receiving. Romanian accounts can be paid, and PayPal advertises withdrawal to a local bank, though many users report having to withdraw through a Visa card linked to a RON account instead. You can open a PayPal account in Romania and receive payments into it. Withdrawal is the part to verify on your own account: PayPal’s Romanian site advertises transferring to a local bank account, while many Romanian users report that adding a bank account fails and the working route is a Visa card linked to a RON account. Either way a conversion applies if you are paid in dollars.
Sign up at paypal.com, choose Business if you invoice clients, confirm your email and phone, and complete identity verification. You can then receive payments into the account.
PayPal’s Romanian site advertises withdrawal to a local bank account, but many Romanian users report that adding a bank account does not work and that the reliable route is a Visa card linked to a RON account. Test your own account with a small withdrawal before depending on it.
PayPal lists Romania for send, receive, and withdraw, without the local-currency designation it gives some markets. In practice a dollar or euro balance is converted when it reaches your lei account, and the conversion carries a spread.
The commercial rate, plus an international surcharge because the payer is abroad, plus a conversion spread when the balance becomes lei. Our PayPal fee calculator totals it on your own numbers.
If most of your revenue comes from US clients, it usually is. A US business bank account and US Stripe mean payments settle in dollars with no international surcharge and no forced conversion, and it removes the withdrawal uncertainty described above.
With StartGlobal it is a one-time $399 with every state fee included, covering formation, registered agent, and your federal tax number. After that you can stay compliant from $99 a year.
Form Your US LLC from Romania
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