Business Banking
Open Your US Business Bank Account
Get a real US bank account for your LLC. No US address or SSN required. Accept payments, pay vendors, and manage finances from anywhere.
Business Account
Mercury Business Checking
Available Balance
$12,847.32
Account
••••4821
Routing
••••0108
Transfer
Deposit
Card
Recent Activity
Stripe Payout
Today
Software Subscription
Yesterday
Client Payment
Jan 20
Access worldwide
Manage your account from anywhere
What's Included
Complete business banking setup
Get a US bank account for your LLC with debit card, wire transfers, and multi-currency support, all without visiting a branch.
Business Banking
US bank account for your LLC, fully online
How It Works
From LLC to bank account in weeks
We guide you through the entire bank application process
Form Your LLC
1-3 days
Complete your LLC formation with us first.
Apply Online
30 minutes
We guide you through the bank application process.
Start Banking
1-2 weeks
Account opens and you can start accepting payments.
Simple Pricing
Bank account setup included
Get everything you need to start your US business
Complete LLC formation package
- LLC Formation (any state)
- EIN / Federal Tax ID
- Registered Agent (1st year)
- Bank Account Setup Assistance
- Dedicated Support
100% Refund Guarantee
Not satisfied? Get a full refund, no questions asked.
Bank Partner Network
Access to banks that welcome international founders.
Guided Setup
Step-by-step assistance through the entire process.
Everything you need to form your LLC and open a US bank account.
Bank account fees, if any, are set by the bank and separate from our services.
Why StartGlobal
Built for international founders
We've helped thousands of founders from around the world open US bank accounts. Here's why they choose us.
Customer Reviews
Based on 203 reviews
See what founders are saying about opening US bank accounts
"Opening a US bank account from India seemed impossible until I found StartGlobal. They guided me through Mercury, and my account was open in 10 days. Game changer for my SaaS business."
Ravi Krishnan
Chennai Software · Software
🇮🇳 India
"No SSN required, no US visit needed. I manage everything from Oslo: payments, transfers, all through the mobile app. US clients pay me directly into my US account."
Emma Johansson
Scandinavian Design Co · Design
🇳🇴 Norway
"Finally connected my US bank account to Stripe! Accepting credit card payments from US customers is seamless now. The debit card works worldwide too."
Miguel Santos
Lima Digital Agency · Marketing
🇵🇪 Peru
"ACH transfers save my clients money compared to international wires, and I get paid faster. The online banking is excellent. I do everything from Tokyo."
Yuki Tanaka
Tokyo Creative · Creative Agency
🇯🇵 Japan
"From LLC formation to EIN to bank account, StartGlobal handled everything. Three weeks after signing up, my US business was fully operational."
Thomas Mueller
Munich Innovations · Software/SaaS
🇩🇪 Germany
"The complete package is incredible value. Registered agent, EIN, bank account setup, all included. I recommend StartGlobal to every international entrepreneur I meet."
Sophie Laurent
Parisian Digital · E-commerce
🇫🇷 France
"StartGlobal's all-in-one approach saved me weeks of research and coordination. They made the entire US business setup process feel effortless."
Raj Patel
Mumbai Tech Hub · SaaS
🇮🇳 India
"Opening a US bank account from India seemed impossible until I found StartGlobal. They guided me through Mercury, and my account was open in 10 days. Game changer for my SaaS business."
Ravi Krishnan
Chennai Software · Software
🇮🇳 India
"No SSN required, no US visit needed. I manage everything from Oslo: payments, transfers, all through the mobile app. US clients pay me directly into my US account."
Emma Johansson
Scandinavian Design Co · Design
🇳🇴 Norway
"Finally connected my US bank account to Stripe! Accepting credit card payments from US customers is seamless now. The debit card works worldwide too."
Miguel Santos
Lima Digital Agency · Marketing
🇵🇪 Peru
"ACH transfers save my clients money compared to international wires, and I get paid faster. The online banking is excellent. I do everything from Tokyo."
Yuki Tanaka
Tokyo Creative · Creative Agency
🇯🇵 Japan
"From LLC formation to EIN to bank account, StartGlobal handled everything. Three weeks after signing up, my US business was fully operational."
Thomas Mueller
Munich Innovations · Software/SaaS
🇩🇪 Germany
"The complete package is incredible value. Registered agent, EIN, bank account setup, all included. I recommend StartGlobal to every international entrepreneur I meet."
Sophie Laurent
Parisian Digital · E-commerce
🇫🇷 France
"StartGlobal's all-in-one approach saved me weeks of research and coordination. They made the entire US business setup process feel effortless."
Raj Patel
Mumbai Tech Hub · SaaS
🇮🇳 India
FAQ
Common Questions
Everything you need to know about US business bank accounts
Yes! We partner with banks that accept international LLC owners. You don't need a US address, SSN, or visa. The entire application process can be completed remotely with proper documentation: your passport, LLC documents, and EIN.
We work with several business-friendly banks that welcome international entrepreneurs, including Mercury, Relay, and traditional banks that accept foreign-owned LLCs. We match you with the best option based on your business needs and location.
No SSN is required. International LLC owners can open a US business bank account using their EIN (Employer Identification Number) along with their passport and LLC formation documents. We help you obtain your EIN as part of our LLC formation package.
Once your LLC is formed and you have your EIN, the bank account application typically takes 1-2 weeks for approval. Some online banks can approve applications faster. We guide you through the entire process to ensure a smooth application.
You'll need your Articles of Organization (LLC formation documents), EIN confirmation letter from the IRS, a valid passport or government ID, and proof of business address. All of these are provided through our LLC formation package.
Yes, absolutely. All our partner banks offer robust online banking and mobile apps. You can manage your account, transfer funds, pay bills, and monitor transactions from anywhere in the world.
Your US business bank account supports ACH transfers (domestic), wire transfers (domestic and international), debit card transactions, check deposits via mobile app, bill pay, and integration with payment processors like Stripe, PayPal, and Square.
Most of our partner banks have no minimum balance requirements. Some traditional banks may require a minimum balance to avoid monthly fees. We'll help you choose a bank that fits your business needs and budget.
Yes, business debit cards are included with your account. You can use them for business expenses, online purchases, and ATM withdrawals. Cards can typically be shipped to international addresses or picked up during a US visit.
Your US business bank account works seamlessly with all major payment processors. Connect your account to Stripe, PayPal, Square, and other platforms to accept payments and transfer funds to your business account.
Ready to Open Your US Bank Account?
Join thousands of international founders who bank in the US with StartGlobal. Get started in minutes.