Mercury for Argentina

Available

Does Mercury Work in Argentina?

Yes. Mercury operates in Argentina, though what you can do with a local account is narrower than with a US one.

How Argentine Founders Open a Mercury Account with a US LLC (2026). Mercury provides online business accounts to US companies. Argentine founders qualify by forming a US LLC, then open a Mercury account remotely, holding USD outside peso controls.

No SSN required
100% remote process
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Does Mercury work in Argentina?

Yes. Mercury operates in Argentina, though what you can do with a local account is narrower than with a US one. Mercury offers online business accounts to US companies, including LLCs owned by Argentine residents. You cannot open a Mercury account with an Argentine entity directly, but with a US LLC you can open a Mercury account online, with no US visit. Form a US LLC ($399 one-time) to qualify.

Can Argentine Residents Open a Mercury Account?

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Mercury serves US businesses, so it does not onboard Argentine individuals or Argentine companies directly.

The good news: Mercury actively works with non-resident-owned US LLCs. Once you have a US LLC, you can apply for a Mercury account entirely online, with no US travel and no SSN. This lets Argentine founders hold USD abroad and run US-facing businesses outside the cepo and official exchange rate.

Forming a US LLC is the step that makes you eligible for a Mercury account, plus Stripe and the rest of the US financial stack.

Mercury asks for a business address that is not a registered agent, PO box or UPS box address. Your home address abroad is accepted, so use that rather than your registered agent address.

Last verified: 2026-10-05

Step-by-Step Guide

How to Open a Mercury Account from Argentina

Form a US LLC to qualify for a Mercury account. StartGlobal handles formation and account setup guidance.

1

Form a US LLC from Argentina

Form a Wyoming or Delaware LLC through StartGlobal. The process is 100% remote, and how long it takes depends on the state. You do not need a US visa or SSN.

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2

Open a US business bank account

Apply online with a provider that accepts residents of your country. Depending on where you live, that can be Mercury, Wise, Bluevine or Lili. Our free bank account checker shows which ones serve your country. No US visit required. Approval is at the provider’s discretion and timing varies.

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3

Apply for your Mercury account

Apply online. No US visit or SSN required. Approval is at Mercury’s discretion and timing varies.

4

Hold USD and bring funds in on your terms

Receive client and Stripe payments into your Mercury account and hold USD abroad. Decide if and when to bring funds into Argentina via Wise or wire, instead of the official-rate conversion.

Requirements

What Argentine Founders Need for a Mercury Account

Valid Passport

Your Argentina passport for identity verification during LLC formation and bank account setup.

US LLC

A registered US LLC in any state. Wyoming is recommended for international founders due to low fees and light annual compliance.

US Business Bank Account

A US bank account connected to your LLC. Providers decide by where you live, so check which ones serve your country before you apply.

Argentine Passport or DNI

Your Argentine passport or DNI for identity verification during the Mercury account application.

Comparison

US Business Accounts for Argentine Founders

Lili

Accepts Argentine citizens remotely. Fewer startup tools than Mercury.

Wise Business

Great for multi-currency receiving and conversion, but is not a full US business account with the same features.

Local bank USD receiving

Subject to the cepo and official rate, so incoming USD is often converted to pesos at an unfavorable rate.

US LLC + Mercury

With a US LLC you can open a Mercury account online and pair it with Stripe and Wise. You hold USD abroad and control conversion timing, which is hard to match with Argentina-side options under the cepo.

Common Concerns

Questions Argentine founders ask about Mercury

Do I need a US LLC to open a Mercury account?

Yes. Mercury provides accounts to US businesses, so you need a US LLC to qualify. Once formed, Argentine founders open a Mercury account online with no US visit.

Is it legal for Argentine citizens to own a US LLC?

Yes. US LLCs are open to non-citizens and non-residents from Argentina. You do not need a US visa, Green Card, or Social Security Number. This is a standard business structure used by international entrepreneurs.

What is the total cost?

StartGlobal forms your LLC for a one-time $399 (all state and government fees included), which covers your registered agent for the first year and bank account setup assistance. There are no hidden fees. Ongoing compliance, including the state annual report and registered agent renewal, is a la carte from $99/year, or you can have it all handled for you with Managed LLC ($149/month).

How long does the entire process take?

From Argentina, LLC formation time depends on the state. Bank account approval is handled by the provider, so we do not quote a timeline for that step or for the process overall.

Simple pricing

Form your US LLC for one flat fee.

Everything to form your company, with all state and government fees included.

What's included

  • Business name check
  • State filing, all fees included
  • Registered agent, first year
  • Included add-ons
  • US business bank account help
  • Compliance calendar and reminders
100% Refund Guarantee
Accuracy Guaranteed
24-Hour Response
$399 one-time

One payment. All state and government fees included, no surprises at checkout.

Then stay compliant your way: from $99/year a la carte, or $149/month fully managed. Cancel anytime.

FAQ

Mercury in Argentina: Frequently Asked Questions

Everything Argentine founders need to know about accessing Mercury

Yes. Mercury operates in Argentina, though what you can do with a local account is narrower than with a US one. Mercury offers online business accounts to US companies, including LLCs owned by Argentine residents. You cannot open a Mercury account with an Argentine entity directly, but with a US LLC you can open a Mercury account online, with no US visit. Form a US LLC ($399 one-time) to qualify.

No. Mercury serves US businesses, so you need a US LLC (or corporation). With one, you can apply online from Argentina, no US travel or SSN required.

Yes. Mercury works with many non-resident-owned US LLCs. The application is fully online, and approval is at Mercury’s discretion.

Yes. Holding revenue in USD in your Mercury account lets you keep dollars abroad and decide when to bring funds into Argentina, rather than forced official-rate conversion. Confirm reporting with a local advisor.

Yes. Owning a US LLC and using a US business account with Mercury is legal for Argentine residents. Maintain proper AFIP tax reporting with a local advisor.

Form Your US LLC from Argentina

Get access to Mercury, US banking, and global payment processing. Join thousands of Argentine entrepreneurs who trust StartGlobal.

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