Mercury for Saudi Arabia
AvailableHow Saudi Founders Open a Mercury Account with a US LLC (2026)
Mercury provides online business accounts to US companies. Saudi founders qualify by forming a US LLC, then open a Mercury account remotely, no US visit required.
Quick Answer
Mercury offers online business accounts to US companies, including LLCs owned by Saudi residents. You cannot open a Mercury account with a Saudi entity directly, but with a US LLC and an EIN you can open a Mercury account online, with no US visit. Form a US LLC ($399 one-time) to qualify.
Can Saudi Residents Open a Mercury Account?
Mercury is a US financial technology company that provides online business accounts (banking services are provided by its partner banks). It serves US businesses, so it does not onboard Saudi individuals or Saudi companies directly.
The good news: Mercury actively works with non-resident-owned US LLCs. Once you have a US LLC and an EIN, you can apply for a Mercury account entirely online, with no US travel and no SSN. This lets Saudi founders hold USD and run US-facing businesses with full Stripe and US banking.
Forming a US LLC is the step that makes you eligible for a Mercury account, plus Stripe and the rest of the US financial stack.
Last verified: 2026-06-10
Step-by-Step Guide
How to Open a Mercury Account from Saudi Arabia
Form a US LLC to qualify for a Mercury account. StartGlobal handles formation, EIN, and account setup guidance.
Form a US LLC from Saudi Arabia
Register a Wyoming or Delaware LLC through StartGlobal. The process is 100% remote and takes 3-7 business days. You do not need a US visa or SSN.
Learn moreGet an EIN (Tax ID)
We apply for your Employer Identification Number with the IRS. No SSN required. Your EIN is typically issued within 2-4 weeks.
Open a US business bank account
Open a Mercury or Relay account online using your LLC documents and EIN. No US visit required. Most accounts are approved within 1-2 weeks.
Apply for your Mercury account
Apply online with your LLC documents, EIN, and passport. No US visit or SSN required. Most applications are reviewed within days.
Start operating in USD
Receive client and Stripe payments into your Mercury account, hold USD, and move funds to Saudi Arabia via Wise or wire when you choose.
Requirements
What Saudi Founders Need for a Mercury Account
Valid Passport
Your Saudi Arabia passport for identity verification during LLC formation and bank account setup.
US LLC
A registered US LLC in any state. Wyoming is recommended for international founders due to low fees and strong privacy.
EIN (Tax ID)
An Employer Identification Number from the IRS. This is your business tax ID, required for banking and payment platforms.
US Business Bank Account
A US bank account connected to your LLC. Mercury is the most popular choice for non-resident founders.
Saudi ID/Iqama or Passport
Your Saudi national ID, Iqama, or passport for identity verification during the Mercury account application.
Comparison
US Business Accounts for Saudi Founders
Relay
Another US account option for LLCs. Fewer integrations and startup perks than Mercury for most founders.
Wise Business
Great for multi-currency receiving and conversion, but is not a full US business account with the same features.
Local USD account
Lets you hold USD locally but cannot accept card payments and is slower to fund from abroad.
US LLC + Mercury
With a US LLC and EIN you can open a Mercury account online and pair it with Stripe and Wise. You get USD operations, no US visit, and no SSN, which is hard to match with Saudi-side options alone.
Common Concerns
Questions Saudi founders ask about Mercury
Do I need a US LLC to open a Mercury account?
Yes. Mercury provides accounts to US businesses, so you need a US LLC and an EIN to qualify. Once formed, Saudi founders open a Mercury account online with no US visit.
Is it legal for Saudi citizens to own a US LLC?
Yes. US LLCs are open to non-citizens and non-residents from Saudi Arabia. You do not need a US visa, Green Card, or Social Security Number. This is a standard business structure used by international entrepreneurs.
What is the total cost?
StartGlobal forms your LLC for a one-time $399 (all state and government fees included), which covers your registered agent for the first year, business tax number (EIN) application, and bank account setup assistance. There are no hidden fees. Ongoing compliance, including the state annual report and registered agent renewal, is a la carte from $99/year, or you can have it all handled for you with Managed LLC ($149/month).
How long does the entire process take?
From Saudi Arabia, the typical timeline is: LLC formation (3-7 business days), EIN (2-4 weeks), bank account (1-2 weeks). Most founders are fully operational within 4-6 weeks.
Simple pricing
Form your US LLC for one flat fee.
Everything to form your company, with all state and government fees included.
What's included
- Business name check
- State filing, all fees included
- Registered agent, first year
- Business tax number help
- US business bank account help
- Compliance calendar and reminders
One payment. All state and government fees included, no surprises at checkout.
Then stay compliant your way: from $99/year a la carte, or $149/month fully managed. Cancel anytime.
FAQ
Mercury in Saudi Arabia: Frequently Asked Questions
Everything Saudi founders need to know about accessing Mercury
No. Mercury serves US businesses, so you need a US LLC (or corporation) and an EIN. With those, you can apply online from Saudi Arabia, no US travel or SSN required.
Yes. Mercury works with many non-resident-owned US LLCs. You apply with your LLC formation documents, EIN, and passport. Approval is typically quick and fully online.
Hold USD in your Mercury account and transfer to Saudi Arabia via Wise (mid-market rate) or a wire when you choose. Keep your tax reporting in order with a local advisor.
Yes. Owning a US LLC and using a US business account with Mercury is legal for Saudi residents. Maintain proper tax reporting with a local advisor.
Form Your US LLC from Saudi Arabia
Get access to Mercury, US banking, and global payment processing. Join thousands of Saudi entrepreneurs who trust StartGlobal.
Start Your US LLC