Mercury for Turkey
AvailableDoes Mercury Work in Turkey?
Yes. Mercury operates in Turkey, though what you can do with a local account is narrower than with a US one.
How Turkish Founders Open a Mercury Account with a US LLC (2026). Mercury provides online business accounts to US companies. Turkish founders qualify by forming a US LLC, then open a Mercury account remotely and hold USD outside the lira.
Does Mercury work in Turkey?
Yes. Mercury operates in Turkey, though what you can do with a local account is narrower than with a US one. Mercury offers online business accounts to US companies, including LLCs owned by Turkish residents. You cannot open a Mercury account with a Turkish entity directly, but with a US LLC and a business tax number you can open a Mercury account online, with no US visit. Form a US LLC ($399 one-time) to qualify.
Can Turkish Residents Open a Mercury Account?
Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
Mercury serves US businesses, so it does not onboard Turkish individuals or Turkish companies directly.
The good news: Mercury actively works with non-resident-owned US LLCs. Once you have a US LLC and a business tax number, you can apply for a Mercury account entirely online, with no US travel and no SSN. This lets Turkish founders hold USD abroad and run US-facing businesses without converting to a volatile lira.
Forming a US LLC is the step that makes you eligible for a Mercury account, plus Stripe and the rest of the US financial stack.
Mercury asks for a business address that is not a registered agent, PO box or UPS box address. Your home address abroad is accepted, so use that rather than your registered agent address.
Last verified: 2026-10-05
Step-by-Step Guide
How to Open a Mercury Account from Turkey
Form a US LLC to qualify for a Mercury account. StartGlobal handles formation, business tax number, and account setup guidance.
Form a US LLC from Turkey
Form a Wyoming or Delaware LLC through StartGlobal. The process is 100% remote, and how long it takes depends on the state. You do not need a US visa or SSN.
Learn moreGet a business tax number
We apply for your business tax number with the IRS. No SSN required. For a non-US owner, the IRS says this takes about 4 business days when the application is faxed and about 4 weeks by mail.
Open a US business bank account
Apply online with a provider that accepts residents of your country, using your LLC documents and business tax number. Depending on where you live, that can be Mercury, Wise, Bluevine or Lili. Our free bank account checker shows which ones serve your country. No US visit required. Approval is at the provider’s discretion and timing varies.
Learn moreApply for your Mercury account
Apply online with your LLC documents, business tax number, and passport. No US visit or SSN required. Approval is at Mercury’s discretion and timing varies.
Hold USD and bring funds in on your terms
Receive client and Stripe payments into your Mercury account and hold USD abroad. Move funds to Turkey via Wise or wire when you choose, instead of converting to lira immediately.
Requirements
What Turkish Founders Need for a Mercury Account
Valid Passport
Your Turkey passport for identity verification during LLC formation and bank account setup.
US LLC
A registered US LLC in any state. Wyoming is recommended for international founders due to low fees and light annual compliance.
Business Tax Number
A business tax number from the IRS. This is your business tax number, required for banking and payment platforms.
US Business Bank Account
A US bank account connected to your LLC. Providers decide by where you live, so check which ones serve your country before you apply.
Turkish ID or Passport
Your Turkish ID or passport for identity verification during the Mercury account application.
Comparison
US Business Accounts for Turkish Founders
Wise Business
Great for multi-currency receiving and conversion, but is not a full US business account with the same features.
Local USD (DTH) account
Lets you hold USD locally but is slow to fund from abroad and cannot accept card payments.
US LLC + Mercury
With a US LLC and business tax number you can open a Mercury account online and pair it with Stripe and Wise. You hold USD abroad, accept cards directly, and avoid lira volatility, which is hard to match with Turkey-side options alone.
Common Concerns
Questions Turkish founders ask about Mercury
Do I need a US LLC to open a Mercury account?
Yes. Mercury provides accounts to US businesses, so you need a US LLC and a business tax number to qualify. Once formed, Turkish founders open a Mercury account online with no US visit.
Is it legal for Turkish citizens to own a US LLC?
Yes. US LLCs are open to non-citizens and non-residents from Turkey. You do not need a US visa, Green Card, or Social Security Number. This is a standard business structure used by international entrepreneurs.
What is the total cost?
StartGlobal forms your LLC for a one-time $399 (all state and government fees included), which covers your registered agent for the first year, business tax number application, and bank account setup assistance. There are no hidden fees. Ongoing compliance, including the state annual report and registered agent renewal, is a la carte from $99/year, or you can have it all handled for you with Managed LLC ($149/month).
How long does the entire process take?
From Turkey, LLC formation time depends on the state. For a non-US owner, the IRS issues the business tax number in about 4 business days by fax and about 4 weeks by mail. Bank account approval is handled by the provider, so we do not quote a timeline for that step or for the process overall.
Simple pricing
Form your US LLC for one flat fee.
Everything to form your company, with all state and government fees included.
What's included
- Business name check
- State filing, all fees included
- Registered agent, first year
- Business tax number help
- US business bank account help
- Compliance calendar and reminders
One payment. All state and government fees included, no surprises at checkout.
Then stay compliant your way: from $99/year a la carte, or $149/month fully managed. Cancel anytime.
FAQ
Mercury in Turkey: Frequently Asked Questions
Everything Turkish founders need to know about accessing Mercury
Yes. Mercury operates in Turkey, though what you can do with a local account is narrower than with a US one. Mercury offers online business accounts to US companies, including LLCs owned by Turkish residents. You cannot open a Mercury account with a Turkish entity directly, but with a US LLC and a business tax number you can open a Mercury account online, with no US visit. Form a US LLC ($399 one-time) to qualify.
No. Mercury serves US businesses, so you need a US LLC (or corporation) and a business tax number. With those, you can apply online from Turkey, no US travel or SSN required.
Yes. Mercury works with many non-resident-owned US LLCs. You apply with your LLC formation documents, business tax number, and passport. The application is fully online, and approval is at Mercury’s discretion.
Hold USD in your Mercury account and transfer to Turkey via Wise (mid-market rate) or a wire when you choose. Keep your tax reporting in order with a local advisor.
Yes. Owning a US LLC and using a US business account with Mercury is legal for Turkish residents. Maintain proper Turkish tax reporting with a local advisor.
Form Your US LLC from Turkey
Get access to Mercury, US banking, and global payment processing. Join thousands of Turkish entrepreneurs who trust StartGlobal.
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